January Wisdom
J- oin contribution if you are a salary earner it will help you a lot.
A- void unnecessary expenses because things may slow down for the next two months.
N- egotiate for something moderate don’t copy others who pay heavily for the same quality and quantity. No competition In life.
U- nderstand the economy and plan ahead of time because you can’t predict another economic meltdown in a country where almost everybody wants to steal.
A- void the temptation of women, friends, and relatives, who have the habit of lavishing on your resources.
R- educe the rate of calls you entertain on your phone to only very important ones. Put off your data if not in use. You will be surprised if your statement on phone bills was to be sent to you quarterly of the year.
Y- ou should be wise/careful in the way you take loans, and always learn to be contented with what you have.
Good morning and have a blissful day.
I hope this will help most of us because we are NOT in NORMAL TIMES.
